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Business Loans

Security State Bank realizes that each business has different financial requirements. From a retail business to commercial real estate, and manufacturing service, we offer a variety of commercial loans and operating lines of credit with flexible terms. We appreciate the fact that the small business owners in our area are the driving force in the local economy. We offer you the advanced products and services the larger banks offer, yet maintain that one major advantage Security State Bank has always had personal service, local people working with your daily business needs. All credit requests are reviewed by local lenders who understand commercial lending and are experienced in developing financial plans for unique operations.

Line of Credit Loans


The line of credit allows you to support seasonal conditions. The line is repaid and available to be drawn on again as needed. Terms are available to fit your company's cash flow.

Agriculture Loans

Farmers know the importance of financing in their operation. Security State Bank knows the importance of farmers to our local economy and offers all types of loans to meet their needs. From short term to long term, we offer competitive rates and terms on agricultural loans.

Real Estate Loans

If you are interested in real estate for commercial purposes, Security State Bank has lending options available to meet your special requests.

Construction Loans

Funding is available for new construction or expansion of existing facilities. We offer competitive rates with a variety of terms to meet your real estate development requirements.

Contact a Loan Officer
Name Branch Phone Email

Lance Schwanke

Aitkin

218-927-3765 x123

Matt Nelson

Aitkin

218-927-3765 x124

Jeff Running

Aitkin

218-927-3765 x117

Deb Kuschel

Garrison

320-692-4353

Jean Mathis Spry

Grand Marais

218-387-1000