- A checking account that pays you back
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $225 in purchases monthly
- Earn up to $108 cash back per year, $9.00 per month
- Refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction; $25 monthly)*
- Link to free Security Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking services, including:
- Free online banking with bill pay
- Free Mobiliti mobile banking with mobile deposit
- Free eStatements
- Free Mastercard® debit card
- Optional overdraft protection available
- $25 minimum deposit to open
Reward Qualifications
Earning your rewards is as simple as using the free services that come with your account. Enrollments must be in place and all of the following transactions and activities must post and settle to your Security Cash Back account during each Monthly Qualification Cycle:
- Be enrolled in and agree to receive eStatements
- Have at least one direct deposit/ACH credit post and settle
- Have at least 12 debit card purchases post and settle
And if you don’t meet your qualifications during a cycle, you will still enjoy this account for free. Then you can get back to earning your rewards the very next month.
The following dates apply to our Security Checking account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements.
To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.
| Monthly Qualification Cycle | Statement Cycle | ||||
|---|---|---|---|---|---|
| Month | Year | Begin | End | Begin | End |
| February | 2026 | 01/21/2026 | 02/17/2026 | 01/22/2026 | 02/18/2026 |
| March | 2026 | 02/18/2026 | 03/17/2026 | 02/19/2026 | 03/18/2026 |
| April | 2026 | 03/18/2026 | 04/14/2026 | 03/19/2026 | 04/15/2026 |
| May | 2026 | 04/15/2026 | 05/19/2026 | 04/16/2026 | 05/20/2026 |
| June | 2026 | 05/20/2026 | 06/16/2026 | 05/21/2026 | 06/17/2026 |
| July | 2026 | 06/17/2026 | 07/14/2026 | 06/18/2026 | 07/15/2026 |
| August | 2026 | 07/15/2026 | 08/18/2026 | 07/16/2026 | 08/19/2026 |
| September | 2026 | 08/19/2026 | 09/15/2026 | 08/20/2026 | 09/16/2026 |
| October | 2026 | 09/16/2026 | 10/20/2026 | 09/17/2026 | 10/21/2026 |
| November | 2026 | 10/21/2026 | 11/17/2026 | 10/22/2026 | 11/18/2026 |
| December | 2026 | 11/18/2026 | 12/15/2026 | 11/19/2026 | 12/16/2026 |
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When Security Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $225.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 in cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Security Cash Back Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Security Cash Back and Security High Yield Checking transactions via ATM; Security Saver ATM transaction fees are not reimbursed nor refunded.
When your Security Cash Back Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Security Cash Back Checking account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply.
$25.00 minimum deposit is required to open the account.
Enrollment in electronic services (e.g. online banking) may be required to meet some of the account's qualifications.
Limit of 1 account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
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Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx

